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How Young Adults Who Get a Small Windfall Can Put it Toward Retirement

Rianka chats with CNBC about 401(k)s

Suppose $20,000 unexpectedly comes your way and the only requirement is that you put it toward retirement. Great, you say. But how do I do that?


If you’re a teen or young adult, choosing the best place to put retirement money — before even getting to the point of deciding exactly how to invest it — depends partly on whether you have a job.


If you don’t have access to a 401(k) plan through work, other retirement-savings options give you a break on your tax bill either now or in your golden years.


For example, even if you work just part time, you can contribute up to $6,000 in 2019 — or up the amount you earned if less than that — to an individual retirement account.


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